how car insurance works

How Car Insurance Works

At Keyes Honda, we are delighted to meet the needs of our customers. Not only can you come to us when you’re interested in buying a new Honda car near Los Angeles, CA, but we also offer you an experienced service department and a knowledgeable Honda finance center. We’re always happy to answer any questions you have about purchasing a vehicle and beyond. If you’re confused about car insurance, we can help.

What Is Auto Insurance?

Everyone needs auto insurance. First off, it is a requirement in California and almost every other state. Beyond that, car insurance takes a lot of risk out of driving. With so many accidents occurring every day, car insurance protects your finances from these often expensive and unexpected situations. Insurance helps you pay for repairs to your own car and repairs to the vehicle of the other driver if you are at fault.

Before car insurance was common and you were in an accident, you were often out of luck and saddled up with the high costs of vehicle damage and injury. Litigation wasn’t often a viable option, either because lawsuits were too expensive or didn’t get results. These days, you pay a small amount to be protected and save money in the long run.

Insurance Coverage Options

Whether you have just bought a new Honda Civic or a pre-owned Honda car, you have the ability to pick the right insurance coverage for you. Everyone must have liability insurance, which will cover expenses if you are at fault in an accident, but that’s not the only kind of coverage available. Here are some other options we would be happy to talk more about at our used Honda dealership:

Collision coverage - pays for the repairs to your car, including the value of your car if the car is totaled.

Personal injury protection - helps pay the medical bills of you and your passengers.

Uninsured motorist - helps with expenses when the other driver in an accident is uninsured.

Our automobile experts are always happy to talk more about the ins and outs of car buying and ownership at 5355 Van Nuys Blvd.. We want you to have confidence and peace of mind every time you get behind the wheel and reach your destination safely. If you have more questions about how car insurance works, visit us today!